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4 Different Types of Insurance for Your Home

Theresa’s Soap Box | SMP Online

  1. Home insurance
  2. CMHC
  3. Title insurance
  4. Mortgage life insurance/creditor insurance

Home Insurance Continue reading →

3 Things that Affect Your Credit Score

Theresa’s Soap Box | SMP Online

1)      Approaching or surpassing your credit limit on credit cards

  • For example you have a $5,000 limit on your credit, don’t go over 75% of that limit. Keep it under $4,000.  If you approach your limit, the bank will think that you are not able to manage your money as you have to use all the money that is available to you.
  • If you go over your credit limit, even by $1 or $2, it will make a huge impact on your credit score. Continue reading →